StableMoney.Dev

Technical reference for engineers building with stablecoins

TUSDFiat-backedRank #9

TrueUSD

TrueUSD / Archblock

Market cap (static): ~$490M

EIP standards (ERC-20, permit, proxies…)

Overview

One of the earliest regulated stablecoins (2018), known for real-time on-chain reserve attestation via The Network Firm and Chainlink Proof of Reserve. Available on Ethereum, BNB Chain, and TRON. Faced reserve management controversy in 2025 with reduced exchange support.

Features

Engineering-oriented breakdown of capabilities: standards, who they matter for, integration rationale, per-feature risks, and vetted external references (specs, docs, verified source).

Primary Ethereum verified source: Etherscan
FeatureStandardsAudienceWhy it mattersRisk / caveatReferences
Real-time on-chain attestation
compliance
CorporateAttestation cadence for transparency — useful for dashboards; verify what is actually attested on-chain vs marketing claims.Attestation provider or methodology changes can break monitoring assumptions.
Chainlink Proof of Reserve
compliance
  • Chainlink PoR
BothPoR feeds let contracts condition logic on reserve data — integrate via Chainlink interfaces.Feed staleness and heartbeat matter for dependent protocols.
Multi-bank escrow
compliance
CorporateDiversifies banking counterparty risk off-chain — legal structure matters for treasury users.Bank failure or access freezes still possible; not modeled on-chain.
Asset protection freeze
compliance
  • ERC-20 admin
CorporateIssuer freeze function — same integration caveats as other regulated stables.User funds can become immovable without on-chain recourse.

EIP / ERC support matrix

Standards support for TUSD. Click an EIP to jump to the global deep-dive section.

StandardStatusNotes
ERC-20
Fungible token standard
PartialStill usable as ERC-20 on DEXes but with thinner liquidity and more issuer-specific edge cases than USDC.
EIP-712
Typed structured data signing
Not implementedNo typed-data signing for token operations.
EIP-2612
Permit — gasless ERC-20 approval
Not implementedExtra transaction for many DeFi onboarding flows.
EIP-3009
transferWithAuthorization
Not implementedRelayers cannot use EIP-3009.
EIP-1967
Standard proxy storage slots
PartialManual verification of implementation address on each chain is required for critical integrations.
EIP-1822
UUPS — universal upgradeable proxy
Not implementedLow direct impact.
ERC-4626
Tokenized yield vault standard
Not implementedUse external protocols for yield.
EIP-1271
Signature validation for smart contracts
Not implementedStandard EOA-centric flows only for approvals.

Technical notes

TUSD uses a Controller proxy pattern — indirection pointing to implementation. The TrueReward mechanism (legacy feature) allowed per-account interest toggling via a flag in the balance struct. Chainlink PoR: reserves published at regular intervals to an on-chain AggregatorV3Interface contract which any external contract can query.

Reserves & peg

Reserves
USD held in trust across multiple banking partners
Collateral
Fiat (off-chain)
Peg mechanism
Hard 1:1 via trust company redemption
Auditor
The Network Firm (real-time on-chain)

Ecosystem

DeFi integration
Limited — PancakeSwap (BNB), select DEXes
Yield
None

Risk factors

highReserve management controversy 2025mediumDeclining exchange supportmediumBanking concentration
Official documentation

Networks & contracts

Deployments by chain — primary rows are highlighted. Always verify addresses against issuer docs before mainnet integrations.

NetworkStandardContractExplorer
EthereumPrimary
ERC-20
0x0000000000085d4780B73119b644AE5ecd22b376
View
BNB ChainSecondary
BEP-20
0x14016E85a25aeb13065688cAFB43044C2ef86784

Highest volume

View
TRONSecondary
TRC-20
TUpMhErZL2fhh4sVNULAbNKLokS4GjC1F4
View
AvalancheSecondary
ERC-20
0x1C20E891Bab6b1727d14Da358FAe2984Ed9B59EB
View

Engineering deep dive

Integration notes

TUSD emphasises attestation and PoR visibility—if your integration depends on reserve signals, wire up the same oracles your contracts can read on-chain.

Liquidity

Secondary liquidity is thinner than top-tier stables; size trades carefully and check venue depth.